PUA – Pandemic Unemployment Assistance. This is subject to change at any time. This information was posted here in April 2020. Unemployment now provides payment to folks not traditionally eligible for unemployment like self employment, independent contractors This is subject to change. It was posted here April 2020. New York State remains on PAUSE through…
This book discusses how to raise your credit score. It includes new ways that you can increase your credit that previously were not available. For example, rent that you pay and the cell phone bill you pay can count towards increasing your credit score. This is a MUST read because you can increase your score…
Small business owners qualify for chapter 7 bankruptcy. The Coronavirus aftermath is destroying small businesses. The small business debt is typically debt which has been co-signed by the business owner. That makes the owner liable. The creditors will look to collect from the business owners which means dealing with creditors, lawsuits, wage garnishment, judgments, liens,…
Glossary of Credit Terms 2-percent rule A rule of thumb to see if refinancing a mortgage loan is a good financial decision. The rule says you should refinance if you can lower the interest rate on the loan by at least 2 percentage points (for example, to 7% percent from 9%). However, factors such as…
